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Banking and lending

Inform capital strategy with defensible physical risk data.

FORWARD-LOOKING, SCENARIO-ALIGNED INTELLIGENCE

Integrate physical risk into credit decisioning

Banks need more than historical loss data to understand how default patterns and collateral values shift under a warming climate. ClimateScore Global provides multi-hazard, asset-level metrics across 22.3 billion locations (22,000+ per site), with IPCC-aligned scenarios and flexible time steps extending to 2100.

Forecast PD/LGD trajectories, identify mispriced assets early, and strengthen provisioning and portfolio-level decisions.
TRANSPARENT, AUDIT-READY SCIENCE FOR MRM

Accelerate model approval and reduce deployment delays

Jupiter has been validated by Tier 1 banks through their Model Risk Management (MRM) processes. With full documentation, co-developed validation tests, and deeply transparent methods, Jupiter’s models clear governance processes faster and with less friction.

Connect hazard signals to expected loss, liquidity impacts, and capital planning with data you can defend — fast.
FINANCIAL TRANSLATION BUILT FOR BANKING WORKFLOWS

Link hazard data to expected loss, market value, and capital impacts

Map climate exposure directly to the financial indicators banks rely on. Sensitivity analysis, expected-loss modeling, and scenario-driven stress tests bring clarity to how risk evolves across mortgages, commercial real estate, and corporate lending.

Strengthen credit policy, loan pricing, and portfolio rotations — and pinpoint where resilience delivers measurable financial returns.
REAL-WORLD EVENT SIMULATION AND STRESS TESTING

Improve capital planning and business continuity decisions

Banks use Jupiter to simulate extreme weather events, test operational resilience scenarios, and evaluate how acute events may influence liquidity, insurance costs, or borrower performance.

Support climate-adjusted stress tests, continuity planning, and market-value assessments tied to regulatory frameworks across jurisdictions.
PHYSICAL RISK-ADJUSTED PORTFOLIO INSIGHTS AT SCALE

Identify concentrations, anticipate repricing, and act early

With asset-level modeling across global portfolios, banks can see where exposure concentrates, devaluation is likely, and opportunity lies.

Support early repricing, targeted engagement, and proactive portfolio rotation — turn physical risk intelligence into a competitive advantage in lending markets.

The Jupiter Difference

ClimateScore Global is the only physical risk intelligence platform that combines trusted science, finance-grade outputs, full auditability, and real pathways to action.Its methods are transparent and peer-reviewed. Its metrics integrate seamlessly into financial models.

Documentation is built in. And every module — from RiskSignal to Adaptation Hub — helps you translate exposure into proactive capital strategy.